Aside from delivering on the needs of the modern era’s discerning customer, this solution is also scalable to meet the growing demands of the industry and the needs of future generations. For example, Dwolla’s Account-to-Account (A2A) payments provide a faster, more secure way to move money in and out of accounts. The technology is based on open source software, which allows for customization to suit the needs of specific use cases. This provides a powerful alternative to legacy banking systems, which are costly, cumbersome, and can be vulnerable to hacking and data breaches.